Life Insurance that pays even if you DON’T die.

Term life insurance can protect your family against financial loss in the event of your untimely death. Whole life can do the same and will pay out no matter when that time comes. Since the cost difference between whole life and term is large it is natural to question...

The Hole in your insurance coverage

Here’s the scenario: You just had a heart attack. The doctor tells you that you’re very lucky to be alive and that you can’t work for 2 months.  Your doctors and the hospital will get paid by your health insurance.  Your life insurance isn’t...

What are the different types of life insurance?

There are different types of life insurance policies.  Here are a few of the most common: Whole Life Universal Life (UL) Term Life Return of Premium Term (ROP) Whole Life is the most traditional and considered to be permanent life insurance.  It pays WHEN you die and...

How much life insurance and what type do I need?

The simple answer to this question lies in the answers to a few others. What are you trying to insure? For how long do you need to insure it? Here are some common answers: Replace lost income, family protection Pay off debt like credit cards, large loan or mortgage....