Quality is the framework

No matter what health insurance plan you choose, quality is essential. Assurant Health plans begin

with a quality framework that sets them apart. It’s a framework of security, convenience and cost

savings exemplified by valuable plan elements such as these:

Speedy plan approval

Apply through our exclusive ExpressYES program
and expect a response in less than 48 hours. Many
applicants receive approval and can print an
insurance card on the spot!*

Initial rate guarantees—up to 36 months available

You’ll lock in your premium rate for at least the
first 12 months. With many plans and deductibles
you have a 24-month rate guarantee—and the  
option to extend it to a full 36 months!*

Lifetime benefit maximum up to $8 million

On most plans, you choose the amount of  
protection you want—with options up to  
$8 million.

Worldwide coverage, 24 hours a day

It doesn’t matter whether you’re nearby or  
far from home—you’re covered.

Your choice of doctors and hospitals

You’ll have access to some of the largest and
best participating provider organization (PPO)
networks in the nation.

No referrals necessary to see a specialist

You don’t have to jump through hoops when
you need a specialist’s care—simply make  
an appointment.

24-hour access to doctors by telephone

With most plans, you get access to TelaDocTM
Medical Services*, a network of physicians who
provide consultation by telephone 24 hours a day,
365 days a year. Certain plans even include these
consultations FREE of charge—up to three per
person each year.

Single deductible for accidents

In the event there’s an accident involving  
more than one person in your family,  
you’ll pay only one deductible.

No limits on Intensive Care Unit (ICU)

With no daily dollar limit when confined in an
ICU, you’ll have the peace of mind you need at
a critical time.

HealthyDiscount

HealthyDiscount rewards you for maintaining your
good health by providing 10% off your renewal
rate or by extending the 24-month rate guarantee
to your new renewal rate.*†

Ongoing coverage for your children

Regardless of age or student status, your  
covered children can remain under your plan  
until they marry.

Conversion privilege for your family

Should your spouse or child become ineligible for
coverage under your plan, he or she may obtain
a similar plan without having to provide proof of
good health.

Health Advocates Alliance membership

Health Advocates Alliance is an association
dedicated to the health and well being of its
members. Membership is available in all states
and includes access to a 24-hour nurse helpline,
a scholarship program for qualified students
studying in a health-related field, and a number  
of additional benefits as well as discounts.
In certain states, membership in Health Advocates
Alliance is required in order to buy this health
insurance. Fees paid for membership in Health  
Advocates Alliance are used for benefits,  
marketing, distribution and administrative  
expenses. Assurant Health may also realize  
some benefit from these fees.