Not All Insurance Plans
Are Created Equal Did you know that many colleges
now require a student to have
health insurance? Some schools
even require students to purchase
a school-sponsored plan unless
proof of other insurance is
furnished. A closer look at many
of these college-sponsored plans
shows they are often bare bones
packages that don’t offer full
peace-of-mind protection.
But, on the other hand, the
alternative to a college-sponsored
plan may be out of the price
range of a budget-conscious
college student.
There is a solution – Student
Select, an individual health
plan for college students. It’s
from Time Insurance Company,
a company that specializes in
health insurance solutions for
today’s changing world. | A Plan to Cover a
Student’s Lifestyle Student Select is accessible
to any full-time undergraduate or
graduate student (under the age
of 30) attending an accredited
college or university.
Student Select covers year-round,
not just during the school year.
If a student has to leave school,
Student Select coverage remains
in force.
Students are covered when
they travel anywhere in the
United States or Canada. This is
especially important for those
students who are covered under a
parent’s HMO or PPO.
Rates and benefits vary by
state, but a college student
can get peace of mind with
this affordable plan designed
especially for students.
And, the plan comes with a
10-day free-look. Policyholders
can cancel anytime within the
first 10 days and receive a
full refund. | How do you know if you
or your college student
could benefit from
Student Select?
If your student finds himself
in one of these situations, you
should consider Student Select.
• No longer eligible for
coverage under a parent’s
plan. Carefully check
your current policy. Many
plans do not cover students
past ages 19 to 23, or they
require a full-time student to
have more credit hours than
the Student Select plan.
• Attending schools outside
the HMO/PPO region.
Restrictions for coverage
outside the HMO or PPO
health plan may leave
the student with inadequate
protection.
• Going without insurance
because the college budget
doesn’t stretch as far as
you’d like. Student Select
offers great benefits at
affordable rates. Those
who consider going without
health insurance because
they think they can’t afford
it are advised to take a close
look at Student Select.
• Required to be covered by
the college or university,
but find the college-
sponsored plan inadequate.
Many student plans offer
“bare bones” benefits that
may not be enough to give
you peace of mind and
protect you against large,
unexpected expenses. |
